The truth is that nobody wants debts to be dragging them down. The best solution is often an IVA – a voluntary arrangement which can clear up to 85% of your debts. It’s a Government-backed scheme, so you’ll have total reassurance.
If you want a single, lower monthly payment, then there’s nothing to lose in finding out more. In fact, there’s everything to gain – get peace of mind and be worry free. And remember there’s no charge for the initial advice and there’s no obligation to proceed.